Types of Mortgage Lenders
Different categories of lenders have access to different products and programs and different levels of control over the home loan process.
Home Buyer Education
Join us for Home Buyer and Home Builder Education workshops - LIVE and IN-PERSON!
Secure the best interest rate
You have many lenders to choose from. How do you make sure you're getting the best interest rate possible on your home loan?
Impound Accounts
Most mortgage loans come with an impound account for paying property taxes and homeowner's insurance. Impound accounts are pre-funded at closing. Then homeowners contribute 1/12 of annual amounts each month. Learn what to expect here.
Do new rules punish good credit?
Do new rules imposed by Fannie Mae and Freddie Mac penalize borrowers with good credit and large down payments?
Are Home Prices Declining?
Is runaway home appreciation a thing of the past? Are homes becoming more affordable? Are we headed for a crash? The answers to all your burning questions are here!
Pre-Approval Process
Getting pre-approved for a mortgage is a simple three-step process.
Will you sell my mortgage loan?
When most people ask, "will you sell my loan?" they really mean, "will you sell the servicing of my loan?" Here what's you need to know about the difference.
Bank Failures: Crisis or No Big Deal?
Bank failures have the potential to spell disaster. Just how worried should you be?
Cash Buyer Programs: The Next Big Trend
You may have heard that buyers who need financing can't compete with cash. We're here to tell you: Think again! New American Funding's cash buyer program has leveled the playing field.