First Time Buyers

Buying a home in Kitsap County in the next 90 days? Here are the best mortgage options in Bremerton, Silverdale, Poulsbo, Bainbridge, Port Orchard and more. Plus who each option fits best.

Don't let the flag fool you! Some "veteran friendly" mortgage lenders are about as friendly as a drill sergeant with a hangover. Watch this video for a peek behind the patriotic curtain.

Stop asking "What's your interest rate?" Start asking smarter questions. Watch this video to find out how.

While it might seem efficient to work with the first loan officer to answer the phone, it's actually a terrifying way to choose who's going to handle one of the biggest financial decisions of your life!

When you negotiate a purchase agreement with a seller, you'll be asked to put down earnest money. Earnest money is a deposit that shows the seller you're serious. And like any money that you plan to use to purchase your home, you'll be asked to "source" your earnest money.

I'm a little different from most mortgage lenders.

There is a fine line between a home that needs a little work and a home that is not financeable.

Join us for a Home Buyer Education workshop - LIVE and IN-PERSON!

There's one thing I've NEVER heard in almost 25 years of mortgage lending.