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appraisal

Appraisal Cheat Sheet

The appraisal process is subjective. There is no list of repairs that every appraiser will require. But these are the kinds of repairs an appraiser is likely to require.
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Low Appraisals

When an appraisal comes in low, the buyer has a decision to make. What are the options and what are the implications of each?
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Desktop Appraisal Update for 2022

Last year, we talked about a day when Desktop Appraisals, or something similar, would become a permanent part of mortgage lending guidelines, and now it has! We discuss the upcoming timeline and what this means for your customers in our latest video!
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What's in a Zestimate?

A Zestimate is simply what it implies, an estimate of a home's value. The Zestimate is not an appraisal. It's not an estimate of value from a local real estate professional. And it can't always be trusted.
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59.3%

Our team received an appraisal waiver on 59.3% of eligible purchase transactions in 2021! How did we do it? Allow me to explain.
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Appraisal Waivers & Automated Underwriting in 2021

In 2020, COVID-19 really threw a wrench in the traditional lending process, but our industry is resilient and adapted accordingly. We were granted appraisal waivers on 20% of our purchase transactions in 2021. That’s 20% of transactions that didn’t need an appraisal report of any kind!
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Lending in the Age of Coronavirus: An Update

There have been many changes to home loan products and guidelines since the onset of the Coronavirus in the US. Here's everything you need to know (and nothing you don't).
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Truth is Stranger Than Fiction

The mortgage industry is seeing a plethora of new guidelines and processes in the wake of COVID-19. What's true? And what's a bunch of malarkey?
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Automated Underwriting & Appraisal Waivers

The great thing about automated underwriting systems for appraisals is that the system "stores" the appraisal information and makes it more likely that a future transaction for the same property will receive an appraisal waiver. But how does it all work?
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Appraisal Wait Times: The New Normal

We have a new normal in Jefferson County, WA: three week turn-times for appraisals.
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Equal Housing LenderAll products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606. . © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.